Cosi Agency - Denver County, Colorado

Your Reliable Local Independent Insurance Broker

We're your licensed, economical, and esteemed insurance broker, providing dedicated service in Alamo Placita, Bear Valley, College View, Five Points, Highland Park, Lakeside, Montbello, Ruby Hill, Sandown, University Hills, University Park, Wellshire, Westside Neighborhood, and surrounding areas. Get a free quote today!

Get a Quote Call Us:(719) 749-3677

We've got you covered

  • Craft your Medicare coverage

    COSI Agency, the primary independent insurance broker devoted to simplifying the intricate domain of Medicare insurance in Colorado.

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5 Star Experience

Serving as your trusted Insurance Broker, we serve Denver County and all cities within including Alamo Placita, Bear Valley, College View, Five Points, Highland Park, Lakeside, Montbello, Ruby Hill, Sandown, University Hills, University Park, Wellshire, Westside Neighborhood, and surrounding areas.

Services in High Demand



Maneuvering through Medicare alternatives may seem complex, considering the multitude of plans and coverage variations. Our experts provide valuable guidance on the distinct elements of Medicare, assisting you in making well informed decisions about your healthcare coverage post-retirement. Our primary aim is to ascertain you access entitled benefits, all while grasping the intricacies of costs and coverage options.


Under 65 Health insurance

Immerse yourself Health Insurance Marketplace. A revelation under the Affordable Care Act, this seamless experience in shopping for and enrolling in affordable medical insurance awaits. Explore your eligibility for lower premiums or savings based on income. Navigate the captivating tiers – bronze, silver, gold, and platinum. Each offering a unique spectrum of coverage options. The ACA's legacy shapes your healthcare choices, ensuring you find not just insurance but a well-informed and empowered health future.


Final Expense

Prepare for a revelation in financial planning as we introduce Final Expense insurance. Your strategic ally in securing a legacy that lasts. This expert-driven blog post unveils the secrets of burial insurance, offering seniors a personalized approach to affordable coverage with a focus on comprehensive funeral protection. Bid farewell to the complexities of traditional policies that no longer align with your retired lifestyle. Join us on this journey, where we unravel the mystery of Final Expense insurance, a whole life policy boasting an easy approval process and a small death benefit tailored for your peace of mind.


Life Insurance

Welcome to the world of Life Insurance, where each policy is a testament to foresight and commitment. Join our expert guide as we unravel the nuances of ensuring a secure future for your loved ones, transforming premiums into a legacy of protection.


Dental, Hearing, & Vision Plans

Unleash the power of Dental, Vision, and Hearing Plus insurance – your holistic health guardian. Our expert unravels the tale where dental resilience, crystal-clear vision, and harmonious hearing converge. The gripping cliffhanger: a revelation of the "Plus" plan's prowess, encompassing orthodontics and implants. The protagonist's advice: embrace preventive care without fearing financial burdens. This insurance, often underestimated, emerges as a beacon against unforeseen health challenges. Elevate your well-being; join the journey where routine maintenance evolves into a proactive defense, ensuring your health story is one of thriving rather than surviving.


Hospital Indemnity Plans

Step into a realm where health and financial security converge – welcome to the world of Hospital Indemnity. As your trusted guide, I explore the dynamic landscape of this insurance, a vital supplement to your health coverage. With a laser focus on recovery, discover how cash payments pave the way for a worry-free healing journey, allowing you to reclaim control over your well-being.


Ready to Get Started? Click for expert guidance on life and health insurance, ensuring a future that aligns with your goals.


Why Choose Us

Elevate your assurance with Cosi Agency. Our commitment to your well-being distinguishes us in health and life insurance. At Cosi, experience personalized service and comprehensive coverage, ensuring you're more than a policyholder; you're a valued individual. Enjoy tailored solutions prioritizing your health journey and financial security. With competitive rates and a dedicated team at your service, make the informed choice and go with Cosi Agency, where your health and life are expertly managed.

  • Medicare
  • Social Security Assistance
  • Life insurance
  • Under 65 insurance
  • Final Expense

Get a Quote Call Us: (719) 749-3677

Signs You Need Cosi Agency


Loved ones hinge on your income (Life Insurance)

The presence of financial dependents, whether a spouse or young children, warrants a thoughtful look into life insurance. This vital financial shield assures the economic well-being of your family or partner in the unfortunate event of your death, especially if significant debts like mortgages or supporting dependents exist.


Commencing Life's Leisurely Adventure (Retirement)

Starting your Medicare odyssey? Enlist Cosi Agency as your private guide. Beyond insurance, we deliver personalized support, acknowledging your unique needs. Embrace the confidence of a companion ensuring you access rightful benefits while demystifying Medicare intricacies. Cosi transcends coverage; it embodies your well-being. Trust us as your advocate, presenting clarity, competitive rates, and an unwavering team. Personalized Medicare alternatives, an individualized journey. Opt for Cosi Agency, where your Medicare path is uniquely crafted.


Less-than-ideal health ( Dental / Vision / Hearing)

Sustained care for our mouth, eyes, and ears is indispensable. Studies affirm the positive impact of good oral hygiene on overall health, stressing the need for consistent dental check-ups. Often underestimated, routine eye care is fundamental for both eye health and general well-being. Individuals with hearing loss may grapple with isolation due to communication challenges. Prioritizing these elements is key to holistic health, fostering a more enriched and interconnected life.


Limited financial flexibility

Final expense insurance, or burial insurance, shields your beneficiaries from end-of-life expenses, encompassing funeral, medical, and legal costs. Alleviate your loved ones from the financial strain accompanying your passing. This coverage spans funeral arrangements, nursing home expenses, and legal matters, offering a comprehensive solution. Particularly beneficial for those without existing life insurance, it secures coverage for your loved ones' post-mortem expenses. Many clients prioritize this coverage to avoid leaving debts for their loved ones, ensuring a financially secure legacy.

What our customers are saying


Enrique Rivera is very knowledgeable about the Medicare process and options. He is able to communicate information in a way that’s easy to understand and make an informed selection. It was easy to work with him on what would have otherwise been a confusing decision making process.

James Toth

Enrique has been nothing short of amazing. He is professional, hard-working, and patient - this was especially important to me as I had many questions regarding Medicare and insurance coverage for my wife. I highly recommend Enrique Rivera and the COSI Agency to anyone seeking Medicare or insurance coverage in general.

Gina T

Enrique is a caring, patient and well informed professional. He really took the time to give me detailed, accurate and personalized, guidance to make the entire process so much easier for me . I would highly recommend him!

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Cosi Agency

Know who you are doing business with.

Journey into the Future with Cosi Agency

Your gateway to reliable life and health insurance is open. Click to secure tailored coverage that places you at the forefront.Get a Quote call us: (719) 749-3677