Cosi Agency - Adams County, Colorado

A Local Independent Insurance Broker You Can Trust

We are a licensed, affordable, and reputable Insurance Broker serving Thornton, Commerce City, Sherrelwood, Federal Heights, Welby, Todd Creek, Twin Lakes, Derby, Berkley, North Washington, and surrounding areas. Get a free quote today!

Get a Quote Call Us:(719) 749-3677

We've got you covered

  • COSI Agency, your premier independent insurance broker dedicated to simplifying the complex world of Medicare insurance in Colorado.

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5 Star Experience

We're a trusted Insurance Broker serving Northern Colorado and nearby cities including Thornton, Commerce City, Sherrelwood, Federal Heights, Welby, Todd Creek, Twin Lakes, Derby, Berkley, North Washington, and Wellington.

Our Top Requested Services



Navigating Medicare options can be overwhelming, especially given the range of plans and coverage variations available. We offer expert guidance on the different parts of Medicare, helping you make informed decisions about your healthcare coverage during retirement. Our goal is to ensure you receive the benefits you're entitled to while understanding the costs and coverage options.


Under 65 Health insurance

Cosi Agency is able to assist people under 65 with finding affordable healthcare coverage. Crafted under the Affordable Care Act in 2010, our online platform empowers you to effortlessly explore and select the ideal medical insurance plan. Small businesses with 1 to 50 employees, we've got you covered too with our Small Business Health Options Program (SHOP) Marketplace for health and dental coverage. Join us in securing the perfect plan tailored to your needs!


Final Expense

Unlock peace of mind with our Final Expense Insurance – a dedicated solution for end-of-life expenses, covering funeral arrangements and outstanding medical or legal costs. Also known as burial insurance, our whole life policy offers a small, easy-to-approve death benefit. Ensure your loved ones are protected. Request a consultation today, plan for the future now!


Life Insurance

Secure your family's future with our tailored life insurance solutions. A life insurance policy is a crucial contract ensuring your loved ones receive financial protection when it matters most. Explore the array of life insurance options designed for various needs. Make a wise investment in your family's security.


Dental, Hearing, & Vision Plans

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Hospital Indemnity Plans

Don't let unexpected or prolonged hospital stays burden you with worrying about medical costs. Our insurance supplements your existing health coverage by providing cash payments to cover additional recovery expenses. It's a flexible addition to your health insurance.


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Why Choose Us

Elevate your peace of mind with Cosi Agency, where our dedication to your well-being distinguishes us in health and life insurance. Enjoy personalized service and extensive coverage, making you more than a policyholder; you're a valued individual. Experience tailored solutions prioritizing your health and financial security, accompanied by competitive rates and a dedicated team to guide you. Take the wise step — opt for Cosi Agency, the expert choice for your health and life.

  • Medicare
  • Social Security Assistance
  • Life insurance
  • Under 65 insurance
  • Final Expense

Get a Quote Call Us: (719) 749-3677

Signs You Need Cosi Agency


You have people who depend on your income

If you have financial dependents like a spouse or young children, it's a clear indication to explore life insurance. This financial safety net ensures that your family or partner is economically secure in the event of your demise, offering crucial protection against large debts such as mortgages or supporting individuals relying on your income.


Welcoming a Restful New Chapter

Embarking on the Medicare journey? Let Cosi Agency be your personal guide. We understand the twists and turns of healthcare decisions, offering more than just insurance – we offer support tailored to your needs. Discover the comfort of having someone on your side, ensuring you receive the benefits you deserve while navigating the complexities of Medicare. With Cosi, it's not just about coverage; it's about your well-being. Trust us to be your companion, providing clarity, competitive rates, and a dedicated team. Your Medicare choices made personal, your peace of mind our commitment. Choose Cosi Agency for a journey tailored to you.


Poor health

Consistent care for our mouth, eyes, and ears is essential. Studies show that maintaining good oral hygiene positively impacts overall health, underscoring the significance of regular dental check-ups. Often neglected, routine eye care is vital for eye and overall well-being. Similarly, individuals with hearing loss can experience isolation due to difficulty in following conversations. Prioritizing these aspects ensures comprehensive health, fostering a more fulfilling and connected life.


Financial instability

Often known as burial insurance, final expense insurance covers end-of-life costs, relieving your beneficiaries from funeral, medical, and legal expenses. Protect your loved ones from the financial burden associated with your passing. This coverage spans funeral arrangements, nursing home costs, and legal matters, offering a comprehensive solution. For those without existing life insurance, final expense insurance provides coverage for your loved ones' post-mortem expenses. Many clients seek coverage to avoid leaving debts for their loved ones, ensuring a secure financial legacy.

What our customers are saying

Patrice Kelley

I have absolutely chosen the best insurance agent, Enrique Rivera with the COSI agency! Enrique is a true professional that takes a personal interest in giving excellent service consistently. He has given much needed advice and helped me to maneuver through the difficult maze of Medicare options. His integrity is evident in the way he conducts business. I highly recommend Enrique to help anyone with their insurance needs.

Karen Shock

Enrique was patient and professional, knowledgeable and thorough. We felt heard and understood and he really made things clear as we navigated all the Medicare options. Highly recommend him to anyone making their choices.

Becky M

Enrique was such a joy to work with. He made the Medicare Maze so easy to navigate. He gave a very professional and easy to understand presentation before giving one-on-one personalized advice. He made us feel special and valued. I truly enjoyed working with him and recommend him to anyone needing assistance. Thank you, Enrique!

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Cosi Agency

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Explore the Future with Cosi Agency. Your path to secure life and health insurance awaits. Click now for tailored coverage that puts you first

Get a Quote call us: (719) 749-3677